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Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

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Sunset settling over a calm lake with trees mirrored in the water, the kind of evening Nocatee is known for.

St. Johns County · Ponte Vedra (unincorporated St. Johns County) · 32081 · 32259 (western edge) · 32258 (Duval portion)

Nocatee

Nocatee is a 13,000+ acre master-planned community in northern St. Johns County west of the Intracoastal/Tolomato River, with a Ponte Vedra 32081 mailing address; it began development in the mid-2000s and is organized into villages such as Twenty Mile, Crosswater, Seabrook, Greenleaf, Coastal Oaks, Del Webb Ponte Vedra (55+) and the Town Center district. Roughly 60% of the acreage is preserve, wetlands and retention. It is bounded by Palm Valley/Ponte Vedra Beach to the east (via the Palm Valley Bridge), US 1 to the west and SR 9B/Duval County to the north.

Median sale

$691,886

as of 2026-05

CDD

Yes

$2,000-$3,500 depending on village and lot width (FY2026 examples: ~$2,088 Seabrook 40-ft; ~$2,162 Twenty Mile 60-ft; ~$2,650 Coral Ridge 70-ft; ~$3,202 Coastal Oaks 80-ft; River Landing at Twenty Mile $3,285-$3,446)/yr typical

School district

St. Johns County School District (Duval County Public Schools for the small Duval portion)

Find zoned schools ↗

To downtown

35 min

typical off-peak

Housing stock

New construction and near-new (2007-present) single-family homes by national and regional builders on 40-, 50-, 60-, 70-, 80- and 90-ft-wide lots (Greenleaf 40/60 ft; Coral Ridge 70 ft; Coastal Oaks 80 ft; The Pointe at Twenty Mile ~90 ft); townhomes and villas in Town Center-adjacent villages (e.g., West End Villas, Crosswinds); apartments in Town Center; gated estate enclaves in Coastal Oaks and Vista at Twenty Mile; 55+ homes in Del Webb.

Flood zones

Largely Zone X: the developer states that affected lots are raised above the floodplain during platting and that 60% of the community is preserve/wetland/retention to absorb runoff; limited shaded-X or A/AE designations exist near retention ponds, wetlands and the Tolomato River edge (e.g., River Landing at Twenty Mile). St. Johns County is NFIP CRS Class 5; confirm any parcel at the SJC Flood Zone Viewer or msc.fema.gov. Lender flood insurance is generally not required in X but is optional.

Insurance factors

Homes are built to the current Florida Building Code and typically earn strong wind-mitigation credits (hip roofs, sealed decks, impact/shuttered openings), making premiums lower than comparable older near-ocean homes; roof ages are mostly under 15 years. Located inland of the Intracoastal but still in the wind-borne-debris region. Few if any condo buildings of 3+ stories, so milestone/SIRS rules rarely apply; townhome associations still carry reserve obligations.

CDD and HOA

Tolomato Community Development District (spans St. Johns and Duval counties) funds roads, drainage, utilities and amenities via bonds; the assessment has a debt component (70%+) and an O&M component (~$50/month average) and appears as a non-ad valorem line on the November county tax bill (fiscal year Oct 1-Sep 30). Per-parcel FY2027 lookup PDFs are posted at mytcdd.com; estoppel letters cost $250.

Every village has an HOA layered under the Nocatee master association; most run roughly $100-$250/month ($1,200-$3,000/yr), e.g., River Landing at Twenty Mile $2,772/yr; Beachwalk (adjacent, not Nocatee) adds a $315/month mandatory club fee. HOAs handle architectural review, village pools and landscaping; the master association funds Splash/Spray parks and Greenway trails.

Short-term rentals

Nocatee is west of the Intracoastal, so the St. Johns County STR ordinance does not apply; instead, Nocatee village HOAs and the master association prohibit short-term rentals (Airbnb/VRBO) and typically set minimum lease terms of 7-12 months—verify the specific village's covenants. Sources: https://driftwoodrealtygroup.com/post/nocatee-cdd-fee-explained ; https://www.sjcfl.us/short-term-vacation-rentals/

Getting around

Nocatee Parkway (part of CR 210) runs east over the 2002 Tolomato River bridge (Palm Valley Bridge) to Palm Valley Road/A1A and west via a Valley Ridge Blvd overpass to US 1; CR 210 continues west to I-95 (six-laned to I-95 in 2015); Crosswater Parkway and Valley Ridge Blvd are the internal spines; SR 9B connects north toward I-295. The Palm Valley Bridge and the US 1/CR 210 interchange are the chokepoints. No JTA fixed-route service; community electric-cart path network.

Before you make an offer here

  • Pull the Tolomato CDD assessment for the exact parcel from the FY2027 lookup at mytcdd.com and read the non-ad valorem lines on the tax bill; ask whether the bond portion has been prepaid.
  • Obtain the village HOA and master association documents, including lease minimums and the STR prohibition.
  • Confirm the school attendance zone with the St. Johns County locator, as zones have shifted with new schools (e.g., Crosswater villages).
  • Verify the lot's FEMA zone at the SJC Flood Zone Viewer, especially lots backing retention ponds, wetlands or the Tolomato River.
  • For new construction, request the builder's wind-mitigation form and Florida Building Code opening-protection details to price insurance.
  • Check whether the parcel lies in the St. Johns or Duval portion of the district (affects taxing authority and school district).

Sources

Updated 2026-08-25. Facts change — verify anything material before you rely on it.