Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$284,995

5358 RAMONA Boulevard, Jacksonville, FL 32205

Ramona Gardens

Price
$284,995
Beds / Baths
3 / 2
Living area
1,470 sqft
Year built
2020
Type
Residential
Lot
0.51 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
1

$194/sqft asking, vs a $200/sqft median across 960 closed sales in 32205 over the last 12 months — 3% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Affordable living with no HOA or CDD fees! Inviting 3-bedroom, 2-bath home is just 5 years old & sits on a little over half an acre. The open-concept kitchen, dining & living areas make everyday living & entertaining easy. The kitchen features white shaker cabinets & granite countertops, with durable vinyl flooring in the main living areas. Outside, enjoy a spacious fenced backyard, back patio, 2-car garage & sprinkler system with well-water irrigation. Property has well & septic system, so there's no municipal water bill! An inside laundry room adds convenience. Located near I-10, I-95, I-295, hospitals, shopping & dining—about 15 minutes from NAS JAX & 30 minutes from NAS Mayport. Full appraisal reimbursement at Closing when using preferred lender.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE
  • Confirm well water quality test results and septic system inspection report
  • Request roof inspection and verify shingles/materials warranty status
  • Obtain septic system pumping/maintenance history and tank capacity documentation
  • Confirm sprinkler system uses well water; request irrigation system inspection

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,479/mo
Property tax (1.1% eff., Duval Co.)$261/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,032/mo

Loan $227,996 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE PROPERTY MANAGEMENT. Data via realMLS (Northeast Florida MLS), updated Oct 11, 2026, 1:48 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.