Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$195,000

248 PRAIRIE LAKES Drive N, St. Augustine, FL 32084

Prairie Lakes

Price
$195,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
1.04 ac
Garage
0
HOA
$30/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
1

Imagine building your dream home on a beautiful 1+ acre homesite tucked away on a quiet cul-de-sac in Prairie Lakes! This exceptional property offers peaceful surroundings, privacy and the opportunity to bring your vision to life. Even better, county-approved architectural plans are available for a stunning 3,884 sq. ft. custom residence featuring 4 bedrooms, a study, upstairs bonus room, spacious great room, luxurious primary suite and covered outdoor living. The proposed design offers over 5,100 sq. ft. under roof! A building permit has also been obtained. Want more space? The adjoining 1.29-acre lot at 255 N Prairie Lakes Dr is also available, with potential to pursue approval of a similar home design. Just minutes from historic St. Augustine, shopping, dining and beaches. The same seller also offers two lakefront lots on Crystal Lake Dr and may consider a package deal on all four!

What to check on this one

  • Verify flood zone designation and obtain FEMA flood map for the 1.04-acre lot
  • Confirm county-approved architectural plans are transferable to new owner
  • Verify building permit status and any conditions or expiration dates
  • Review HOA $30/mo covenants, restrictions, and architectural approval process
  • Confirm utility availability: water, sewer, electric, broadband to site
  • Check St. Johns County impact fees and estimated construction costs

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,012/mo
Property tax (1.1% eff., St. Johns Co.)$179/mo
Homeowners insurance (est.)$292/mo
HOA$30/mo
All-in monthly (est.)$1,513/mo

Loan $156,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of TOP AGENT REALTY. Data via realMLS (Northeast Florida MLS), updated Oct 10, 2026, 10:06 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.