Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$195,000

316 CRYSTAL LAKE Drive, St. Augustine, FL 32084

Prairie Lakes

Price
$195,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
0.51 ac
Garage
0
HOA
$30/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
1

Imagine designing your dream home overlooking a peaceful spring-fed lake, where mornings begin with beautiful water views and evenings end with breathtaking sunsets! Welcome to 316 Crystal Lake Dr, a beautiful lakefront homesite in Prairie Lakes offering the perfect canvas for your custom-built retreat. Enjoy the tranquility of a picturesque wooded backdrop while remaining just minutes from historic St. Augustine, shopping, dining, and beaches. With low HOA fees and no time restriction to build, you can bring your vision to life on your own timeline. Looking for inspiration? A stunning custom lakefront home at 144 N Prairie Lakes Dr sold in 2025 for over $1.25 million! Want to dream even bigger? The adjoining lakefront lot at 312 Crystal Lake Dr is also available for purchase, creating a wonderful opportunity for additional space and privacy. The seller, an experienced builder, is happy to discuss construction possibilities. Your dream starts here! Questions? Call 904 993-0963.

What to check on this one

  • Verify flood zone designation and elevation certificate requirements for lakefront lot
  • Confirm HOA $30/mo covers; review Prairie Lakes HOA covenants and building restrictions
  • Check St. Johns County permitting timeline and wetland/environmental constraints for construction
  • Obtain survey; confirm property lines and any easements affecting buildable area
  • Verify septic/well feasibility; confirm utilities available to lot
  • Review any deed restrictions or architectural review board approval process

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,012/mo
Property tax (1.1% eff., St. Johns Co.)$179/mo
Homeowners insurance (est.)$292/mo
HOA$30/mo
All-in monthly (est.)$1,513/mo

Loan $156,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of TOP AGENT REALTY. Data via realMLS (Northeast Florida MLS), updated Oct 10, 2026, 5:06 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.