Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$325,000

1734 CROSS PINES Drive, Fleming Island, FL 32003

Eagle Harbor

Price
$325,000
Beds / Baths
2 / 2
Living area
1,340 sqft
Year built
2003
Type
Townhouse
Lot
0.11 ac
Garage
1
HOA
$712/mo
CDD
Yes
Flood zone
Unknown
County
Clay
Days on market
0
Elementary
Thunderbolt
High school
Fleming Island

$243/sqft asking, vs a $166/sqft median across 35 closed sales in 32003 over the last 12 months — 46% above the area's closed prices. Condition and lot vary; that's what a showing is for.

This Pine Lake at Eagle Harbor townhome has been well cared for, and it shows. It's vacant, professionally cleaned, and staged. The floor plan offers 2 bedrooms, 2 baths, and a home office behind French doors, with wood and tile flooring throughout and no carpet anywhere. The kitchen has a breakfast bar, granite counters, stainless steel appliances, 42-inch cabinets, and a tiled backsplash, and opens to the living and dining area. Inside laundry, an attached 1-car garage, and a screened patio round it out. HOA dues cover grounds maintenance, pest control, and trash. Eagle Harbor amenities include a clubhouse, pools, tennis, playgrounds, walking trails, docks, and so much more. The home is zoned for Fleming Island Elementary, Lakeside Junior High, and Fleming Island High School, which earned an A from the Florida Department of Education for 2024-25 and is about 1.5 miles away; buyer to verify school zoning. Baptist Medical Center Clay is about 2 miles away, NAS Jacksonville is 15 to 20 minutes north on US 17, and I-295 and the First Coast Expressway are both close by for commutes across the region. Buyer to verify school zoning.

What to check on this one

  • Verify CDD bond payoff amount and remaining assessment term with seller.
  • Confirm flood zone designation; obtain elevation certificate if in AE/VE.
  • Request roof inspection report; 23-year-old roof may require replacement soon.
  • Obtain HOA docs, reserve study, and condo/townhome SIRS report if required.
  • Verify HVAC age and service history; request maintenance records.
  • Confirm no polybutylene plumbing; review all utility/septic documentation.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,686/mo
Property tax (1.1% eff., Clay Co.)$298/mo
Homeowners insurance (est.)$292/mo
HOA$712/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,155/mo

Loan $260,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST. Data via realMLS (Northeast Florida MLS), updated Oct 10, 2026, 2:24 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.