$159,900
105 N BEECH Street, Palatka, FL 32177
Evans
- Price
- $159,900
- Beds / Baths
- 3 / 1
- Living area
- 1,336 sqft
- Year built
- 1975
- Type
- Residential
- Lot
- 0.13 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 0
- High school
- Palatka
$120/sqft asking, vs a $163/sqft median across 264 closed sales in 32177 over the last 12 months — 26% below the area's closed prices. Metal roof and updated finishes offset the 26% price discount; ask the agent why it's priced below comparable recent sales.
This updated 3BR home is conveniently located! Open kitchen & dining room with french doors for great natural light. Ceiling fans, tile floors thru-out, family room, living room, large bathroom, outside patio with large rear fenced yard, concrete parking space and metal roof.
What to check on this one
- Verify roof installation date—metal roof age critical for insurance approval.
- Order 4-point inspection (roof, HVAC, plumbing, electrical) required by most insurers.
- Confirm plumbing type—cast-iron or polybutylene common in 1975 builds, insurability risk.
- Obtain flood zone determination from FEMA or Putnam County; get elevation certificate if needed.
- Request HVAC service records and confirm system age and maintenance history.
- Walk property for standing water, drainage issues, grading toward foundation.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $127,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of HERRON REAL ESTATE LLC. Data via realMLS (Northeast Florida MLS), updated Oct 10, 2026, 2:16 AM.
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