$440,000
1570 CLINCH Drive, Fernandina Beach, FL 32034
Metes & Bounds
- Price
- $440,000
- Beds / Baths
- 3 / 2
- Living area
- 1,818 sqft
- Year built
- 1993
- Type
- Residential
- Lot
- 0.3 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 0
- Elementary
- Emma Love Hardee
- Middle
- Fernandina Beach
- High school
- Fernandina Beach
$242/sqft asking, vs a $255/sqft median across 997 closed sales in 32034 over the last 12 months — 5% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Bring your vision to Amelia Island! Built in 1993, this home offers inviting architectural features, generous outdoor living spaces, and an opportunity to update and make it your own. A covered front porch spans the width of the home, creating a welcoming spot for rocking chairs and morning coffee beneath the surrounding palms and mature trees. Inside, vaulted ceilings and living room skylights create an airy feel, while a wood-burning fireplace with a painted brick surround adds character. Multiple sets of French doors open onto the screened back porch, which stretches the length of the home and provides plenty of space for relaxing or gathering with friends. The split floor plan offers separation between bedrooms. The kitchen features ample cabinetry, a pantry, and an eat-in area, while the open dining space provides flexibility for an office or additional sitting area. An indoor laundry room and attached covered carport at the rear add everyday convenience. The home has city water, a septic system, and a three-tab shingle roof approximately 10 years old. Located a short drive from historic downtown Fernandina Beach's shops and restaurants and Amelia Island's sandy beaches, this property offers a convenient setting for enjoying island life. Ready for its next chapter and your personal touches. CASH ONLY. SOLD STRICTLY AS IS.
What to check on this one
- Verify flood zone designation with Nassau County Property Appraiser—critical for insurance.
- Get septic system inspection report and service history; confirm system age and condition.
- Obtain roof inspection; at ~10 years old, verify remaining lifespan and insurer acceptance.
- Request 4-point inspection (roof, plumbing, electrical, HVAC) for homeowner's insurance quotes.
- Confirm city water connection; clarify any well or dual-water arrangements.
- Review exact roof material and installation date with roofing contractor estimate.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $352,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Oct 10, 2026, 12:45 AM.
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