$849,000
2 COVINGTON Lane, Palm Coast, FL 32137
Palm Harbor
- Price
- $849,000
- Beds / Baths
- 3 / 3
- Living area
- 2,584 sqft
- Year built
- 1991
- Type
- Residential
- Lot
- 0.59 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Flagler
- Days on market
- 0
- Elementary
- Old Kings
- Middle
- Indian Trails
- High school
- Matanzas
$329/sqft asking, vs a $195/sqft median across 303 closed sales in 32137 over the last 12 months — 69% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Waterfront Retreat with Panoramic Long Creek Views in Palm Coast Welcome to this exceptional custom-built 3-bedroom, 2.5-bath waterfront home, offering one of the most beautiful and private waterfront settings in Palm Coast. Three lots have been thoughtfully combined to create an expansive, peaceful property surrounded by nature and breathtaking panoramic views of Long Creek. This rare setting provides privacy, tranquility, and endless opportunities to enjoy Florida's waterfront lifestyle. Inside, the home features a desirable split-bedroom floor plan, with a spacious primary suite designed for comfort and relaxation. The primary bath includes generous walk-in closets, while the updated kitchen showcases elegant quartz countertops and plenty of workspace. The large family room is a welcoming gathering space highlighted by a cozy fireplace and custom built-ins that provide both character and additional storage. Outdoor gardening is truly exceptional. This Spacious grounds are perfect for gardening enthusiast and nature lovers, featuring a greenhouse, storage shed, and private dock. Launch your kayak directly from your property, cast a line in search of redfish, or simply relax by the water and take in the ever-changing views and peaceful surroundings. Additional highlights include a detached second garage/workshop, whole-home generator, extensive storage, and numerous thoughtful improvements throughout the property. A complete list of updates is available in the listing documents. This is more than a home—it's a private waterfront sanctuary offering space, privacy, recreation, and spectacular natural beauty, all in one of Palm Coast's desirable waterfront locations. Buyer to do their own due diligence.
What to check on this one
- Verify flood zone designation and elevation certificate requirement for waterfront Long Creek property.
- Confirm roof age and condition; 1991 home may need 4-point inspection for insurance.
- Review pool maintenance records and equipment age; budget for potential replacement.
- Inspect dock, seawall, and waterfront structures for permit compliance and repair needs.
- Check plumbing type (polybutylene common in 1991); verify septic system function and pumpout records.
- Obtain property survey confirming three-lot combination and boundary lines.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $679,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of KELLER WILLIAMS FIRST COAST REALTY. Data via realMLS (Northeast Florida MLS), updated Oct 11, 2026, 2:32 AM.
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