Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$474,900

96051 HICKORY Place, Fernandina Beach, FL 32034

Otter Run

Price
$474,900
Beds / Baths
3 / 2
Living area
1,708 sqft
Year built
1998
Type
Residential
Lot
—
Garage
2
HOA
$15/mo
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
4

$278/sqft asking, vs a $255/sqft median across 997 closed sales in 32034 over the last 12 months — 9% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to Hickory Place! This beautifully updated 3-Bedroom 2- Bathroom home sits on a spacious corner lot and features a modern, functional open floor plan with split bedrooms and a versatile flex space ideal for a home office. Luxury vinyl plank flooring and plantation shutters throughout. Recent improvements include Solar Panels installed December 2025, replaced HVAC system and ductwork in April 2025, Water Heater replaced April 2025. The kitchen offers quartz countertops, stainless steel appliances, and an open layout overlooking the large family room, complete with built-in shelving—perfect for entertaining. Enjoy Florida outdoor living from the screened-in lanai, overlooking a fully fenced backyard with a fire pit and plenty of room for a pool, garden, pets, and gatherings. Conveniently located near restaurants, shopping, and the beaches, this home offers an exceptional combination of comfort, updates, and location—with a low HOA fee and No CDD fees.

What to check on this one

  • Verify solar panel lease vs. ownership; confirm transfer terms to new owner.
  • Obtain exact flood zone designation; request elevation certificate if in AE/VE.
  • Review HOA documents for rental restrictions and pool/lanai maintenance rules.
  • Confirm HVAC, water heater, and solar panel warranties transfer; get dated receipts.
  • 4-point inspection required for insurance on 1998 home; verify roof age/condition.
  • Walk property lines; confirm fence and pool setback compliance with local codes.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,464/mo
Property tax (1.1% eff., Nassau Co.)$435/mo
Homeowners insurance (est.)$292/mo
HOA$15/mo
All-in monthly (est.)$3,206/mo

Loan $379,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of UNITED REAL ESTATE GALLERY. Data via realMLS (Northeast Florida MLS), updated Oct 10, 2026, 8:48 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.