$191,000
167 TOLEDO Street, St. Augustine, FL 32086
St Augustine Shores
- Price
- $191,000
- Beds / Baths
- 3 / 1
- Living area
- 1,104 sqft
- Year built
- 1975
- Type
- Residential
- Lot
- 0.17 ac
- Garage
- 0
- HOA
- $29/mo
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 8
$173/sqft asking, vs a $209/sqft median across 615 closed sales in 32086 over the last 12 months — 17% below the area's closed prices. This fixer-upper is priced 42% below area comps; it requires significant rehab to match market-rate homes in St. Augustine Shores.
Welcome to the popular St. Augustine Shores community, where this charming cottage is ready for your personal touch. Full of potential and character, this fixer-upper is waiting for its next chapter. The home features an open-concept kitchen, two comfortable bedrooms, and a full bathroom, all thoughtfully arranged across approximately 1,104 square feet of living space. The spacious carport has been transformed into a welcoming patio and gathering area, creating the perfect setting for entertaining family and friends. Residents of St. Augustine Shores enjoy an array of community amenities, including a fishing pier, clubhouse, swimming pool, scenic walking paths, RV and boat storage, and much more. Whether you're looking for a primary residence, investment opportunity, or weekend retreat, this property offers endless possibilities in a sought-after neighborhood. Great for an FHA 203k rehab purchase loan. Lender details are available.
What to check on this one
- Verify plumbing type—cast-iron drains common in 1975 homes, inspect for deterioration.
- Check roof age and condition; get roofer estimate if approaching 20 years.
- Obtain flood zone designation and elevation certificate from St. Johns County.
- Review St. Augustine Shores HOA docs: covenant restrictions, reserve study, rental rules.
- Confirm septic vs. municipal sewer service and request maintenance history.
- Get 4-point inspection quote; required for insurance on homes this age.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $152,800 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of SET YOUR ANCHOR REALTY. Data via realMLS (Northeast Florida MLS), updated Oct 10, 2026, 12:37 PM.
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