Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$485,990

20 WINDMILL PALM Way, Palm Coast, FL 32164

Seminole Trace

Price
$485,990
Beds / Baths
4 / 3
Living area
2,493 sqft
Year built
2026
Type
Residential
Lot
Garage
3
HOA
$33/mo
CDD
Yes
Flood zone
Unknown
County
Flagler
Days on market
0
Elementary
Bunnell
Middle
Buddy Taylor
High school
Flagler Palm Coast

$195/sqft asking, vs a $185/sqft median across 348 closed sales in 32164 over the last 12 months — 5% above the area's closed prices. Condition and lot vary; that's what a showing is for.

The Avalon C Floor Plan offers modern living and very spacious living. The Avalon offers 2,493 sf. all one level. With 4 bedroom, 3 full baths, including a lavish ensuite in the primary bedroom. The kitchen will offer 42' shaker style white cabinets, subway tile backsplash, white quartz countertops, microwave oven combo, 5 burn cooktop, stainless steel hood vented through the roof. The expensive kitchen island is great for casual gatherings and formal entertaining. The flooring is a pale blond wood laminate plank that will blend perfectly with any other color finishes. This home also has a 3 car garage which will provide ample space for vehicles and storage.

What to check on this one

  • Verify exact flood zone designation and obtain elevation certificate if AE/VE.
  • Confirm CDD bond payoff amount and remaining assessment term.
  • Request builder warranty details and new home inspection contingency terms.
  • Clarify HOA $33/mo scope—what utilities/services included, any transfer fees.
  • Verify kitchen appliance specs match listing (cooktop, hood venting, oven combo).

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,522/mo
Property tax (1.1% eff., Flagler Co.)$445/mo
Homeowners insurance (est.)$292/mo
HOA$33/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,459/mo

Loan $388,792 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of OLYMPUS EXECUTIVE REALTY, INC. Data via realMLS (Northeast Florida MLS), updated Sep 6, 2026, 1:30 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.