Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$349,900

1041 WHIRLAWAY Circle N, Jacksonville, FL 32218

Saddlewood

Price
$349,900
Beds / Baths
3 / 2
Living area
1,641 sqft
Year built
1999
Type
Residential
Lot
0.42 ac
Garage
2
HOA
$44/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
0

$213/sqft asking, vs a $161/sqft median across 1,716 closed sales in 32218 over the last 12 months — 33% above the area's closed prices. Condition and lot vary; that's what a showing is for.

WELCOME HOME! This beautifully maintained 3-bedroom, 2-bath home offers a great floor plan and a versatile flex room that could easily serve as a home office, den, or 4th bedroom. Features include ''wood-look'' flooring'', a formal dining room, cafe' area off the kitchen, Equipped Kitchen, inside laundry room, and a 2-car garage. Step outside to the large screened porch and adjoining deck-perfect for enjoying your morning coffee while taking in the peaceful, private natural setting, concrete pad beyond the fence in the back yard for your toys. Situated on a nice-sized lot in a great neighborhood, this home offers comfort, privacy, and convenience. Close to hospitals, shopping, grocery stores, restaurants, and major interstates, providing easy access throughout Northeast Florida and a quick drive to Georgia. A wonderful home in a fantastic location-schedule your showing today!

What to check on this one

  • Verify actual flood zone and elevation certificate requirement with county.
  • Get roof inspection report; home is 27 years old, insurers scrutinize closely.
  • Request HOA docs, deed restrictions, and confirm $44/month includes all fees.
  • Inspect plumbing for polybutylene or cast-iron; 1999 build may have either.
  • Confirm 4-point inspection completed; required for most insurers on this age home.
  • Review HVAC age and service records; original 1999 systems near replacement life.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,816/mo
Property tax (1.1% eff., Duval Co.)$321/mo
Homeowners insurance (est.)$292/mo
HOA$44/mo
All-in monthly (est.)$2,473/mo

Loan $279,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Sep 6, 2026, 1:27 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.