$750,000
2727 1ST Avenue, Fernandina Beach, FL 32034
Amelia Island
- Price
- $750,000
- Beds / Baths
- 4 / 4
- Living area
- 1,050 sqft
- Year built
- 1980
- Type
- MultiFamily
- Lot
- 60115 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 0
Just one block from the beach and nestled on a peaceful, tree-filled lot, this updated duplex offers exceptional flexibility with noHOA and no flood zone. Rent both sides for strong income potential, live in one while renting the other, or reimagine the propertyas a spacious single-family beach retreat. Each 1,050 sqft. unit features an open-concept living area, half bath, mud/laundryroom, private fenced backyard, two upstairs bedrooms, full bath, and abundant storage. Major improvements include newer windows, HVAC systems and ductwork, exterior resurfacing and paint, hot water heater, plus interior and appliance updates. Separate utilities and city water/sewer make ownership simple and tenant-friendly. 30-day minimum rentals are allowed. Conveniently located near restaurants, shopping, and grocery stores, this is a rare opportunity to own an affordable beachside property on Amelia Island.
What to check on this one
- Verify roof age and condition; 46-year-old duplex likely needs soon inspection or replacement.
- Order 4-point inspection; older construction may trigger insurer requirements or exclusions.
- Confirm flood zone officially with FEMA map—listing says unknown; affects insurance and resale.
- Verify each unit's separate utility meters and city water/sewer account setup for tenant billing.
- Review rental history, lease terms, tenant quality; confirm 30-day minimum is enforceable locally.
- Get HVAC, hot water heater, windows installation dates to validate claimed updates.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $600,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS. Data via realMLS (Northeast Florida MLS), updated Sep 5, 2026, 9:57 PM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.