Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,075,000

1440 ATLANTIC BREEZE Way, Ponte Vedra Beach, FL 32082

Turtle Shores

Price
$1,075,000
Beds / Baths
4 / 4
Living area
2,890 sqft
Year built
2005
Type
Residential
Lot
0.14 ac
Garage
2
HOA
$189/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
0

$372/sqft asking, vs a $406/sqft median across 846 closed sales in 32082 over the last 12 months — 8% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Experience breathtaking 360° panoramic views from sunrise to sunset in this stunning 4-bedroom, 3-bath coastal retreat. An elevator takes you directly to the light-filled top level featuring open living, dining, and kitchen spaces. Step up to the private rooftop deck for sweeping vistas of the Atlantic Ocean, Intracoastal, Guana Preserve, and historic St. Augustine. The second floor hosts three spacious bedrooms and two full baths, while the ground floor offers a private fourth bedroom, third bath, and laundry. Modernized with updated flooring, paint, lighting, and appliances. Nestled in the gated Turtle Shores community--featuring private beach access, pool, tennis, pickleball, gym, and playground with a low HOA fee of $189/mo. Ideally located between Ponte Vedra Beach and St. Augustine, just minutes from Vilano Town Center. Available for purchase or long-term lease. Elevate your lifestyle today!

What to check on this one

  • Confirm flood zone designation and obtain elevation certificate for this coastal property.
  • Verify roof age and condition; 21-year-old home may need insurer pre-approval or replacement.
  • Obtain 4-point inspection and wind-mitigation report for insurance underwriting.
  • Review HOA docs: Turtle Shores amenities, restrictions, reserves, and short-term rental eligibility.
  • Confirm elevator maintenance records and any specialized inspection requirements.
  • Request survey and verify private beach access legal status in deed.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$5,578/mo
Property tax (1.1% eff., St. Johns Co.)$985/mo
Homeowners insurance (est.)$627/mo
HOA$189/mo
All-in monthly (est.)$7,379/mo

Loan $860,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of RE/MAX UNLIMITED. Data via realMLS (Northeast Florida MLS), updated Sep 5, 2026, 9:25 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.