$440,000
4134 WHISPERING OAKS Drive E, Jacksonville, FL 32277
Old Mill Cove
- Price
- $440,000
- Beds / Baths
- 4 / 3
- Living area
- 3,240 sqft
- Year built
- 1975
- Type
- Residential
- Lot
- 0.57 ac
- Garage
- 2
- HOA
- $19/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 0
$136/sqft asking, vs a $167/sqft median across 450 closed sales in 32277 over the last 12 months — 19% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Exceptional Multigenerational Living with a Private In-Law Suite! Beautifully maintained and thoughtfully designed, this sprawling brick ranch offers the rare opportunity for true multigenerational living while still providing privacy and separation for everyone under one roof. Set beneath a canopy of mature oak trees with beautiful curb appeal, this home makes an impressive first impression--and only gets better once you step inside. The split-bedroom floor plan is ideal for extended family, aging parents, adult children, guests, or anyone looking for a private secondary living space. On one side of the home, the spacious owner's suite provides a peaceful retreat, while the opposite side features a secluded in-law suite complete with its own bedroom, full bath, and kitchenette. Tucked away from the home's main living areas, it offers exceptional privacy and flexibility. From the moment you enter, it is evident that this home has been meticulously cared for by its current owners. The renovated kitchen opens beautifully to the expansive family room, creating a warm, open-concept gathering space perfect for everyday living and entertaining. The kitchen is a chefs dream with a built in pantry, counters galore, and an abundance of cabinets! A HUGE enclosed lanai extends the living space even further and overlooks the expansive backyard and beautiful paver patio--an incredible setting for morning coffee, family gatherings, or evenings with friends. Recent improvements include a new water heater and an HVAC system replaced in 2024, adding comfort and peace of mind, updated kitchen with beautiful stainless appliances. With its timeless brick exterior, mature landscaping, renovated interior, flexible multigenerational floor plan, private in-law quarters, generous indoor and outdoor living spaces, and obvious pride of ownership, this is much more than a house--it's a home designed to accommodate the way families live today. A truly special property and an absolute must-see!
What to check on this one
- Verify roof age and get 4-point inspection—1975 build may need wind-mitigation cert for insurance.
- Confirm flood zone designation with FEMA map; request elevation certificate if AE/VE zone.
- Inspect plumbing for cast-iron or polybutylene—common failure points in 1975 homes.
- Review in-law suite zoning compliance and rental eligibility with City of Jacksonville.
- Get septic system service records if applicable; well water test results if on well.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $352,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of COLDWELL BANKER VANGUARD REALTY. Data via realMLS (Northeast Florida MLS), updated Sep 5, 2026, 7:07 PM.
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