Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$170,000

465 2ND Street W, Baldwin, FL 32234

Baldwin

Price
$170,000
Beds / Baths
3 / 2
Living area
1,838 sqft
Year built
1957
Type
Residential
Lot
0.61 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
1
Elementary
Mamie Agnes Jones
Middle
Baldwin
High school
Baldwin

$92/sqft asking, vs a $152/sqft median across 276 closed sales in 32234 over the last 12 months — 39% below the area's closed prices. This 1,838-sq-ft brick home is priced 39% below comparable sales, reflecting its condition as a fixer-upper requiring renovation throughout.

This charming 1838sqft brick home offers a great opportunity for buyers looking to locate to a small-town setting. This 3 bedroom 2 bathroom home offers plenty of potential for renovation and is ready for its next family to create lasting memories. A one car detached garage offers parking from the side street. The elementary school is within walking distance as well as the middle/senior high school. The large fenced in lot offers plenty of room for the family to enjoy the outdoors. Come checkout the small town feel of Baldwin while still being within easy reach of Jacksonville, Macclenny and surrounding areas. Whether you're looking for an investment property, a fixer upper or searching for a place to call home, this property is worth a look!

What to check on this one

  • Verify roof age and condition; 1957 home likely needs replacement soon—get inspector estimate
  • Order 4-point inspection (roof, HVAC, plumbing, electrical); required for most insurance on this age
  • Confirm plumbing material—cast iron or polybutylene common in 1957, may need replacement
  • Get flood zone determination from FEMA map or county—listed as unknown, essential before closing
  • Inspect HVAC age and functionality; 1957 home may have original or aged system
  • Verify septic system operational status and pumping history if on septic

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$882/mo
Property tax (1.1% eff., Duval Co.)$156/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,330/mo

Loan $136,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of REAL BROKER LLC. Data via realMLS (Northeast Florida MLS), updated Sep 5, 2026, 10:55 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.