$395,000
5495 SE 3RD Avenue, Keystone Heights, FL 32656
Keystone Oaks
- Price
- $395,000
- Beds / Baths
- 3 / 2
- Living area
- 1,800 sqft
- Year built
- 2026
- Type
- Residential
- Lot
- 1.38 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Bradford
- Days on market
- 0
- Middle
- Bradford
- High school
- Bradford
$219/sqft asking, vs a $171/sqft median across 324 closed sales in 32656 over the last 12 months — 28% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Don't miss this opportunity own your dream home on a 1.38 acre lot! This new construction home offers 3 bedrooms, 2 bathrooms, and a 2-car garage, providing ample space for your family and lifestyle. Enjoy the benefits of a split floor plan and modern finishes. The gourmet kitchen features 42' soft close shaker cabinets and quartz countertops, ideal for cooking and entertaining. With no HOA or CDD you have the freedom to make this property truly your own! Estimated Completion - November 2026 Please note property is not yet completed and final specs may vary.
What to check on this one
- Confirm final roof material, pitch, and wind-mitigation features with builder before closing.
- Verify flood zone designation and obtain elevation certificate once construction complete.
- Request builder's warranty terms, appliance warranties, and HVAC service plan details in writing.
- Confirm final electrical, plumbing, and foundation specifications match signed contract.
- Clarify builder timeline, completion inspections, and any price adjustments before November 2026.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $316,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of RIVER CITY RENTALS AND REALTY. Data via realMLS (Northeast Florida MLS), updated Sep 4, 2026, 10:15 PM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.