Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$395,000

4215 OAK FOREST Lane, Keystone Heights, FL 32656

Keystone Heights

Price
$395,000
Beds / Baths
3 / 2
Living area
1,812 sqft
Year built
2026
Type
Residential
Lot
2.73 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
0

$218/sqft asking, vs a $171/sqft median across 324 closed sales in 32656 over the last 12 months — 27% above the area's closed prices. Condition and lot vary; that's what a showing is for.

NEW CONSTRUCTION on 2.73 private acres! This stunning 3BR/2BA, 1,812 sq ft home offers the perfect blend of modern luxury and peaceful country living. Enjoy space, privacy, and endless possibilities to create your dream retreat. A scenic Keystone Heights setting where horses, cattle & even peacocks may be part of the view!

What to check on this one

  • Confirm final flood zone designation and obtain elevation certificate if required.
  • Verify builder warranty coverage details and transferability to next owner.
  • Request final inspection completion status and certificate of occupancy.
  • Confirm all promised lot amenities and private acreage survey accuracy.
  • Review septic system design, capacity, and maintenance requirements for 2.73 acres.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,050/mo
Property tax (1.1% eff., Clay Co.)$362/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,704/mo

Loan $316,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of UNLOCK REALTY GROUP LLC. Data via realMLS (Northeast Florida MLS), updated Sep 4, 2026, 9:18 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.