$120,000
1660 UNIVERSITY Street, Jacksonville, FL 32209
College Gardens
- Price
- $120,000
- Beds / Baths
- 3 / 1
- Living area
- 1,038 sqft
- Year built
- 1949
- Type
- Residential
- Lot
- 0.12 ac
- Garage
- 1
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 0
- Elementary
- John E Ford
- Middle
- Lake Shore
- High school
- William M. Raines
$116/sqft asking, vs a $109/sqft median across 657 closed sales in 32209 over the last 12 months — 6% above the area's closed prices. Condition and lot vary; that's what a showing is for.
This spacious Jacksonville property offers a practical layout with three bedrooms and one full bathroom. The interior provides comfortable living areas with plenty of opportunity to personalize the space to suit your needs. The property also offers outdoor space with room for entertaining, gardening, recreation, or future improvements. Conveniently located near major roadways, shopping, dining, parks, and everyday amenities, this home presents a great opportunity for a buyer looking to add value and make it their own.
What to check on this one
- Verify roof age and condition; get 4-point inspection immediately if roof near/past 15 years.
- Order wind-mitigation inspection; confirm roof shape, opening protections, straps for insurer approval.
- Confirm flood zone via FEMA map; if AE/VE, obtain elevation certificate before closing.
- Inspect plumbing material—if cast-iron or polybutylene, budget for replacement.
- Pull septic/well service records; test water quality and system function if applicable.
- Obtain title report; verify no outstanding liens, code violations, or prior damage claims.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $96,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of MAINSTAY BROKERAGE LLC. Data via realMLS (Northeast Florida MLS), updated Sep 4, 2026, 8:18 PM.
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