Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$429,900

635 SUMMER Place, Ponte Vedra Beach, FL 32082

Beach Club Villas Condo

Price
$429,900
Beds / Baths
1 / 1
Living area
556 sqft
Year built
1982
Type
Condo
Lot
Garage
0
HOA
$198/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
1
Elementary
Ponte Vedra Rawlings
Middle
Alice B. Landrum
High school
Ponte Vedra

$773/sqft asking, vs a $287/sqft median across 332 closed sales in 32082 over the last 12 months — 170% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Don't miss this RENOVATED beach retreat. Perfect for weekend beach retreat or resort rental. Fully furnished one bedroom, one bathroom condo with relaxing balcony just steps from the beach walkway. Light and bright upstairs unit with vaulted ceilings. Full kitchen and stacked washer and dryer.

What to check on this one

  • Verify roof age and current insurance eligibility—1982 condo may face carrier restrictions.
  • Request 4-point inspection and wind-mitigation report (older coastal condo requirement).
  • Obtain condo SIRS report, reserve study, and last 2 years financials before closing.
  • Confirm flood zone designation and obtain elevation certificate for insurance/financing.
  • Review HOA documents for short-term rental permissions and any restrictions on guest stays.
  • Inspect plumbing era—polybutylene or cast-iron common in 1982; verify recent updates.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,231/mo
Property tax (1.1% eff., St. Johns Co.)$394/mo
Homeowners insurance (est.)$292/mo
HOA$198/mo
All-in monthly (est.)$3,115/mo

Loan $343,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Sep 4, 2026, 6:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.