Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$205,000

1500 CALMING WATER Drive 5902, Fleming Island, FL 32003

Lake Ridge Villas North

Price
$205,000
Beds / Baths
2 / 3
Living area
1,296 sqft
Year built
2004
Type
Townhouse
Lot
0.02 ac
Garage
1
HOA
$254/mo
CDD
Yes
Flood zone
Unknown
County
Clay
Days on market
1

$158/sqft asking, vs a $165/sqft median across 34 closed sales in 32003 over the last 12 months — 4% below the area's closed prices. Condition and lot vary; that's what a showing is for.

🏡 Brand new Luxury Vinyl Plank flooring and freshly painted. Turn key 2BR/2.5BA townhouse in desirable Fleming Island Plantation. Located in a quiet, gated community with pool and clubhouse. Enjoy resort-style amenities including 2 pools, pickleball, tennis, basketball, playground, and golf course. 1-car garage offers extra storage and convenience. Great location close to shopping, dining, and top amenities!

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE.
  • Review CDD bond payoff amount and remaining assessment obligations.
  • Confirm HOA documents, architectural guidelines, and rental restrictions.
  • Get roof age and last inspection date; check insurer approval.
  • Obtain 4-point inspection and wind-mitigation report for 2004 build.
  • Inspect plumbing type; polybutylene or cast-iron requires attention at this age.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,064/mo
Property tax (1.1% eff., Clay Co.)$188/mo
Homeowners insurance (est.)$292/mo
HOA$254/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$1,965/mo

Loan $164,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Sep 5, 2026, 12:38 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.