$364,900
258 ROCK SPRING Loop, St. Augustine, FL 32095
Bridge Bay At Bannon Lakes
- Price
- $364,900
- Beds / Baths
- 2 / 2
- Living area
- 1,547 sqft
- Year built
- 2020
- Type
- Residential
- Lot
- —
- Garage
- 2
- HOA
- $388/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 1
$236/sqft asking, vs a $208/sqft median across 952 closed sales in 32095 over the last 12 months — 14% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome to this move-in-ready 2-bedroom, 2-bath villa with a versatile flex room in the gated 55+ community of Bridge Bay at Bannon Lakes. The open-concept layout features a well-appointed kitchen with 42-inch soft-close cabinetry, upgraded countertops, a large island, double stainless-steel sink, and stainless-steel appliances. The owner's suite includes a walk-in closet, dual vanities, and a tiled walk-in shower. Upgraded air ducts enhance airflow and comfort. Enjoy no rear neighbors, a gas-connected grill, and low-maintenance living with lawn care and exterior maintenance included. Community amenities include a clubhouse, fitness center, pickleball courts, and two pools, including a heated pool.
What to check on this one
- Verify CDD bond payoff amount and remaining assessment schedule.
- Confirm flood zone designation and obtain elevation certificate if in AE/VE.
- Review HOA/CDD governing documents and 55+ age-restriction enforcement rules.
- Inspect HVAC system and ductwork upgrades; request service records.
- Confirm lawn/exterior maintenance scope included in HOA fee.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $291,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of IT REALTY USA LLC. Data via realMLS (Northeast Florida MLS), updated Sep 4, 2026, 3:32 PM.
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