Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$205,000

3554 TIARA Way W, Jacksonville, FL 32223

Lake Mandarin

Price
$205,000
Beds / Baths
2 / 2
Living area
948 sqft
Year built
1984
Type
Townhouse
Lot
0.09 ac
Garage
1
HOA
$19/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
2
Elementary
Crown Point
Middle
Mandarin
High school
Mandarin

Welcome home to this 2-bedroom, 2-bath townhome in the heart of Mandarin--offering an affordable opportunity to own a home with a garage, private backyard, and plenty of potential to make it your own! The comfortable, functional floor plan features a spacious family room, generously sized bedrooms, and an eat-in kitchen with a breakfast bar for casual dining. With two full baths and room to spread out, the layout works equally well for everyday living, guests, or a home office. Step outside to the screened lanai--an ideal spot for morning coffee, evening relaxation, or enjoying Florida's year-round outdoor lifestyle. Beyond the lanai, the fully fenced backyard offers surprising space and privacy for pets, gardening, entertaining, or creating your own outdoor retreat. An attached one-car garage adds even more convenience and storage. Priced with opportunity in mind, this home gives buyers the chance to add their own style and updates over time while enjoying all the benefits of an established Mandarin location. Whether you're searching for your first home, looking to simplify, or adding to an investment portfolio, this property offers versatility and value. Conveniently located near shopping, dining, schools, everyday services, and major roadways, you'll have everything you need just minutes from home. Affordable, functional, and full of potential--3554 Tiara Way W is ready for a new owner!

What to check on this one

  • Verify roof age and get insurance quote—1984 home may face carrier restrictions.
  • Order 4-point inspection + wind-mitigation report before commitment.
  • Confirm flood zone via FEMA map; request elevation certificate if AE/VE.
  • Review plumbing materials—cast-iron or polybutylene common in 1984, costly to replace.
  • Inspect HVAC age and get service history; verify cooling capacity for 948 sq ft.
  • Confirm HOA $19/mo covers what; request deed restrictions and any pending assessments.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,064/mo
Property tax (1.1% eff., Duval Co.)$188/mo
Homeowners insurance (est.)$292/mo
HOA$19/mo
All-in monthly (est.)$1,563/mo

Loan $164,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ERA ONETEAM REALTY. Data via realMLS (Northeast Florida MLS), updated Sep 4, 2026, 1:30 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.