$1,090,000
1872 OCEANSIDE Lane, Fernandina Beach, FL 32034
Oceanside
- Price
- $1,090,000
- Beds / Baths
- 3 / 2
- Living area
- 1,863 sqft
- Year built
- 1991
- Type
- Residential
- Lot
- 0.15 ac
- Garage
- 2
- HOA
- $360/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 0
STEPS from the beach in the exclusive gated Oceanside community on Amelia Island! This fully renovated home showcases custom designer finishes, including a gourmet kitchen with vaulted ceilings, slim shaker cabinetry, Calacatta Gold quartz countertops, and new stainless appliances. Wide-plank European White Oak flooring flows throughout the open layout. With 3 bedrooms, 2 baths, and a light-filled sunroom, the home blends comfort and sophistication. The primary suite is a true retreat with a spa-worthy bath featuring a freestanding tub and walk-in shower. Additional upgrades include a new AC system and windows for peace of mind. Enjoy effortless living with HOA-covered lawn care, irrigation, and resort-style amenities--pool, tennis, and more. Evenings are spent among friendly neighbors or strolling to the Ritz-Carlton nearby. Whether a full-time residence or vacation escape, this home offers a rare opportunity to own luxury island living at its finest!
What to check on this one
- Verify HOA flood insurance requirement and current carrier willingness to insure.
- Obtain flood zone designation and elevation certificate from Nassau County.
- Request 4-point inspection report and roof age documentation (1991 build = 35 yrs).
- Review HOA covenants, amenity rules, and short-term rental restrictions.
- Confirm AC and window replacement dates; collect warranties and permits.
- Verify HOA reserve study and any pending special assessments or capital projects.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $872,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY. Data via realMLS (Northeast Florida MLS), updated Sep 4, 2026, 12:30 AM.
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