$499,000
1107 1ST Street S H, Jacksonville Beach, FL 32250
Ocean Terrace
- Price
- $499,000
- Beds / Baths
- 2 / 2
- Living area
- 1,037 sqft
- Year built
- 1980
- Type
- Condo
- Lot
- 0.01 ac
- Garage
- 2
- HOA
- $500/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 2
OCEANFRONT, ATLANTIC OCEAN VIEW, PRIVATE BEACH ACCESS, 2025 Fully Renovated everything is new, brand NEW central HVAC system, not the typical floorplan, modern and open space, 2 bedroom and 2 bathrooms, balcony, master bedroom on the 3rd floor. Walkability to all the shops, restaurants, bars, parks, amphitheater, and tennis courts. Enjoy the peaceful sound of waves crashing from your bedroom. Close to UNIVERSITY, HOSPITAL..everything minutes away: Whole Foods, Sephora, Starbucks, Trader Joe's, Ulta, Tire Shops, Home Depot, Lowe's, Ross, Public, Walmart, burgers, Thai Food, Sushi, Le Petit Paris, Casa Marina... Ponte Vedra Beach right there with the prestigious PGA Tour even annually, featuring the world's top golfers. Only 12 units in the building.
What to check on this one
- Verify condo milestone inspection reports and SIRS status filed with state.
- Obtain last 3 years HOA meeting minutes, reserve study, and budget.
- Confirm flood zone designation and request elevation certificate for lender.
- Review condo declaration for rental restrictions and lease-transfer rules.
- Verify 2025 HVAC installation date and obtain manufacturer warranty documents.
- Confirm building insurance carrier and oceanfront wind-mitigation certifications current.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $399,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of STOPA LLC. Data via realMLS (Northeast Florida MLS), updated Sep 3, 2026, 9:02 PM.
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