Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$349,900

12193 CAPTIVA BLUFF Road S, Jacksonville, FL 32226

Captiva Bluff

Price
$349,900
Beds / Baths
3 / 2
Living area
1,637 sqft
Year built
2002
Type
Residential
Lot
0.18 ac
Garage
2
HOA
$41/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
0

This stunning 3-bdrm, 2-bath home features a completely remodeled kitchen w/new cabinetry, & undermount sink, modern finishes. Luxury vinyl plank flooring flows throughout the home, w/the exception of the bathrooms. The fully equipped kitchen includes a range, refrigerator, microwave, dishwasher, plus a washer and dryer. Enjoy the spacious open floor plan featuring a formal dining room, breakfast nook, & a welcoming family room w/mantel fireplace. The split-bedroom layout offers privacy, while the owner's suite has been fully remodeled & boasts a large walk-in closet, double vanity, freestanding soaking tub, & a separate walk-in shower. Additional updates include fresh interior paint, new lighting fixtures, ceiling fans, & a remodeled secondary bthrm. Step outside to a covered patio & fenced backyard, perfect for entertaining family & friends. Conveniently located next to the community playground & just minutes from restaurants, grocery stores, River City Marketplace, & Jax Air Port.

What to check on this one

  • Verify actual flood zone designation & elevation certificate requirement with county.
  • Confirm roof age & condition; get 4-point inspection if approaching 20 years.
  • Review HOA documents for rules, reserve study, special assessments pending.
  • Request plumbing inspection report given 2002 build year.
  • Verify all appliances & systems (HVAC, water heater) are functioning & under warranty.
  • Confirm seller disclosure & any past water/moisture damage claims.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,816/mo
Property tax (1.1% eff., Duval Co.)$321/mo
Homeowners insurance (est.)$292/mo
HOA$41/mo
All-in monthly (est.)$2,470/mo

Loan $279,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Sep 3, 2026, 8:15 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.