Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$675,000

95275 POPLAR Way, Fernandina Beach, FL 32034

Amelia National

Price
$675,000
Beds / Baths
5 / 4
Living area
2,868 sqft
Year built
2011
Type
Residential
Lot
0.24 ac
Garage
3
HOA
$75/mo
CDD
Yes
Flood zone
Unknown
County
Nassau
Days on market
1

Experience the perfect combination of luxury, location, and golf course living in this exquisite guard-gated community, Amelia National. This 5BR/4BA home sits on a private quarter-acre lot that backs to a wooded preserve for added seclusion. This property provides a strong rental history with consistent occupancy and dependable tenants already in place - immediate income from day 1! Currently generating $40,800 annually in rent and includes an assumable loan at an exceptional 3% interest rate, take advantage of this immediate cash-flow potential. The assumable loan will save you hundreds each month! This beauty features a FIRST-FLOOR MASTER suite AND a second-floor master suite w/ full bath - perfect set up for a mother-in-law or guests that would like their own space. The upgraded kitchen overlooks the spacious family room that features views of that serene, wooded preserve. The exterior boasts a 3-car garage, paver driveway/rear patio, fresh mulch to be laid soon, covered porch and much more! Amelia National offers luxury amenities including a newly renovated Tom Fazio designed golf course, clubhouse, restaurant, tennis courts, resort-style pool, and fitness center. Only minutes to the glistening Amelia Island beaches, delicious local restaurants, shopping, 'A' rated school district and historic downtown Fernandina Beach. Just a short drive to Jacksonville, minutes from I95. Bring us an offer--prime investment in a premier community.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if AE/VE rated.
  • Confirm roof age/condition; 2011 home may need insurer/4-point inspection soon.
  • Review CDD bond payoff amount and remaining assessment schedule.
  • Obtain HOA/CDD docs; clarify short-term rental policy and restrictions.
  • Verify assumable 3% loan terms, assumption fees, and lender approval timeline.
  • Confirm current tenant lease terms, rent payment history, and lease end dates.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,502/mo
Property tax (1.1% eff., Nassau Co.)$619/mo
Homeowners insurance (est.)$394/mo
HOA$75/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$4,757/mo

Loan $540,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Sep 3, 2026, 7:21 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.