Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$369,900

135 FAIRLAKE Circle, St. Augustine, FL 32092

Summer Bay At Grand Oaks

Price
$369,900
Beds / Baths
2 / 2
Living area
1,498 sqft
Year built
2023
Type
Residential
Lot
0.14 ac
Garage
1
HOA
$158/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
1
Elementary
Mill Creek Academy
Middle
Mill Creek Academy
High school
Tocoi Creek

Welcome to this beautifully maintained 2-bedroom, 2-bath home located in a desirable gated 55+ community. Enjoy added privacy with a fully fenced backyard that backs to a peaceful wooded preserve, creating a relaxing setting with no immediate rear neighbors. Thoughtful upgrades throughout include custom plantation shutters made of Linden Wood, vinyl plank and tile flooring throughout the main living areas, with carpet only in the bedrooms. The garage has been extended approximately four feet, providing valuable additional space for parking, storage or hobbies. Outdoor living has also been enhanced with an extended lanai and backyard pavers extended approximately four feet, offering additional space for entertaining, grilling or simply enjoying the private preserve views. Residents enjoy and impressive selection of community amenities, including a swimming pool, fitness center, clubhouse, pickleball and tennis courts, and a community garden. The gated community offers a convenient location with easy access to I-95, shopping, dining and historic downtown St Augustine. This well-cared for home combines comfortable living, thoughtful upgrades, additional indoor and outdoor space, and a peaceful preserve setting-all within an amenity rich 55+ community. Schedule your private showing before it's gone.

What to check on this one

  • Verify actual flood zone designation and elevation certificate requirement with county.
  • Pull CDD bond payoff amount and remaining assessment schedule.
  • Confirm 55+ community rental restrictions and lease transfer rules.
  • Review HOA covenants for architectural approval on garage/lanai extensions.
  • Inspect all extended structures for permits and proper electrical/foundation work.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,919/mo
Property tax (1.1% eff., St. Johns Co.)$339/mo
Homeowners insurance (est.)$292/mo
HOA$158/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,875/mo

Loan $295,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Sep 3, 2026, 7:49 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.