Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$318,000

5541 BRISTOL BAY Lane N, Jacksonville, FL 32244

Ortega Bluff

Price
$318,000
Beds / Baths
4 / 2
Living area
2,146 sqft
Year built
2002
Type
Residential
Lot
0.28 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
1

Step into endless possibilities with this charming and spacious 4-bedroom, 2-bath home featuring a true split floorplan, formal dining room, and a versatile flex space--perfect for an office, playroom, or hobby room. Character shines throughout, complemented by ample storage and a roof approximately 7 years old for added peace of mind. The inviting kitchen and living areas create a comfortable backdrop for everyday living and entertaining. Step outside to a screened-in lanai where a functional hot tub awaits--yours to enjoy from day one. Beyond the backyard, a protected preserve offers privacy and a serene natural setting. A home filled with warmth, space, and thoughtful features, ready to welcome its next owner.

What to check on this one

  • Confirm flood zone designation and obtain elevation certificate if in AE/VE.
  • Verify roof age documentation; request inspector's report on condition.
  • Order 4-point inspection (required for insurance on homes 25+ years old).
  • Request septic system service records; confirm well/municipal water source.
  • Inspect plumbing materials; check for polybutylene or cast-iron issues.
  • Get hot tub transfer paperwork, warranty, and maintenance history.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,650/mo
Property tax (1.1% eff., Duval Co.)$292/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,234/mo

Loan $254,400 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of JASON MITCHELL REAL ESTATE FLORIDA, LLC.. Data via realMLS (Northeast Florida MLS), updated Sep 3, 2026, 5:30 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.