$839,000
641 LAKE STONE Circle, Ponte Vedra Beach, FL 32082
Sawmill Lakes
- Price
- $839,000
- Beds / Baths
- 4 / 3
- Living area
- 2,620 sqft
- Year built
- 1997
- Type
- Residential
- Lot
- 0.18 ac
- Garage
- 2
- HOA
- $139/mo
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 0
- Elementary
- Ocean Palms
- Middle
- Alice B. Landrum
- High school
- Ponte Vedra
$320/sqft asking, vs a $406/sqft median across 847 closed sales in 32082 over the last 12 months — 21% below the area's closed prices. Home is priced 21% below recent comparable sales; ask the seller's agent why a renovated property sits at a discount to the market.
Welcome to this beautifully remodeled and meticulously maintained home in desirable Sawmill Lakes! From the moment you step inside, you'll appreciate the stylish finishes and thoughtful updates throughout. Gorgeous LVP flooring flows seamlessly through the home, while the beautifully updated kitchen opens to spacious living areas ideal for everyday living and entertaining. Upstairs, the impressive primary suite is a true retreat, offering plenty of space for a sitting area, home office or both. The stunning spa-inspired primary bath features double white oak vanities, quartz countertops, a freestanding soaking tub, an oversized shower with seamless glass, and an expansive walk-in closet. Three additional generously sized bedrooms offer a beautifully remodeled full bath with double sinks. The upstairs laundry completes the second floor. Step outside to an exceptionally private, beautifully landscaped backyard with plenty of room to add a pool. The large covered patio is perfect for relaxing, dining, and entertaining year-round. The roof, HVAC, and water heater have all been updated. Truly move-in ready and priced to sell! The Sawmill Lakes community has a beautiful resort-style pool, pickleball and basketball courts, and a large playground!
What to check on this one
- Verify roof age and materials; confirm recent replacement documentation and warranty.
- Request flood zone map and elevation certificate for Ponte Vedra Beach/Sawmill Lakes area.
- Obtain HOA documents, CC&Rs, rental restrictions, and current/projected fee schedule.
- Confirm HVAC and water heater replacement dates; request service records and warranties.
- Verify all renovation permits pulled and final inspections closed with St. Johns County.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $671,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS. Data via realMLS (Northeast Florida MLS), updated Sep 4, 2026, 7:16 AM.
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