Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$449,900

829 RITA Circle, St. Augustine, FL 32086

St Augustine Shores

Price
$449,900
Beds / Baths
3 / 2
Living area
1,748 sqft
Year built
1981
Type
Residential
Lot
0.27 ac
Garage
2
HOA
$34/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
0
Elementary
W. D. Hartley
Middle
Gamble Rogers
High school
Pedro Menendez

Updated, spacious, and tucked away on a cul-de-sac in The St. Augustine Shores! This 3-bedroom, 2-bath, one-story concrete block home offers 1,748 SF of living space PLUS approximately 300 SF of heated and cooled four-season Florida room--perfect for a home office, game room, entertaining space, or simply a great spot to relax and enjoy the view. The recently updated kitchen features solid wood cabinetry with soft-close hinges, quartz countertops, a tile backsplash, a pot filler, and stainless steel appliances. The big-ticket updates are already done, too, including a brand-new 2026 HVAC system, newer ductwork, re-piped with a 2020 water heater, water softener, and reverse osmosis system. The primary bathroom has also been refreshed with a sleek new double vanity. Inside, you'll find a mix of beautiful oak wood floors and luxury vinyl plank flooring throughout. Outside, the home sits on over a quarter-acre lot with a private preserve backyard, offering a peaceful backdrop and plenty of room to enjoy the Florida lifestyle. And then there's the neighborhood! The St. Augustine Shores offers an incredibly affordable HOA of just $34/month and an impressive collection of amenities. Residents enjoy 58 acres of parks, 14 lakes and ponds, miles of paths, sidewalks and trails, plus designated recreational areas for walking, jogging, biking, and exploring. The nearby Riverview Club adds even more fun with a clubhouse, community pool, playground, picnic area, sports field, and a pier stretching out into the Intracoastal. Golf lovers can tee it up at the St. Augustine Shores Golf Club. Smart updates, extra living space, a private preserve setting, and an unbeatable location--without the hefty HOA! Come see why 829 Rita Circle could be the St. Augustine home you've been waiting for. Schedule your private showing today!

What to check on this one

  • Confirm flood zone designation and obtain elevation certificate if AE/VE
  • Verify 1981 roof age; confirm insurer will cover at 45 years old
  • Request 4-point inspection report; confirm wind-mitigation certifications
  • Obtain HOA docs, CC&Rs, and verify $34/mo fee covers all amenities listed
  • Inspect plumbing era; confirm no polybutylene or cast-iron lines remain
  • Verify 2026 HVAC, 2020 water heater, and recent re-pipe with receipts

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,334/mo
Property tax (1.1% eff., St. Johns Co.)$412/mo
Homeowners insurance (est.)$292/mo
HOA$34/mo
All-in monthly (est.)$3,072/mo

Loan $359,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLUID REALTY, LLC.. Data via realMLS (Northeast Florida MLS), updated Sep 3, 2026, 4:49 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.