Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$271,990

56 DOWNING Drive, St. Johns, FL 32259

Rivertown - The Meadows

Price
$271,990
Beds / Baths
3 / 3
Living area
1,289 sqft
Year built
2026
Type
Townhouse
Lot
Garage
0
HOA
$4/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
0

Lot 126 - The kitchen takes center stage in this thoughtfully designed townhome, offering a modern, streamlined layout perfect for today's lifestyle. Step inside to a welcoming kitchen featuring a spacious island and breakfast bar that overlooks the dining and living areas, creating a seamless flow for everyday living and entertaining. The open-concept design provides plenty of room for gathering with family and friends, while a first-floor laundry room and powder bath add everyday convenience. Upstairs, the private owner's suite features an en-suite bath and is thoughtfully positioned across from two additional bedrooms, ideal for family, guests, a home office, or flexible living space. Located in RiverTown, a premier master-planned community along the St. Johns River, residents enjoy resort-style amenities, fitness facilities, parks, scenic trails, and year-round opportunities to connect, relax, and explore in beautiful Northeast Florida.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE zone
  • Confirm CDD bond payoff amount and remaining assessment schedule
  • Review HOA documents for rental restrictions and short-term rental eligibility
  • Inspect new construction warranty coverage and builder punch-list items
  • Confirm homeowners insurance availability and quotes before closing

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,411/mo
Property tax (1.1% eff., St. Johns Co.)$249/mo
Homeowners insurance (est.)$292/mo
HOA$4/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,123/mo

Loan $217,592 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MATTAMY REAL ESTATE SERVICES. Data via realMLS (Northeast Florida MLS), updated Sep 3, 2026, 3:02 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.