Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$266,990

44 DOWNING Drive, St. Johns, FL 32259

Rivertown - The Meadows

Price
$266,990
Beds / Baths
3 / 3
Living area
1,288 sqft
Year built
2026
Type
Townhouse
Lot
Garage
0
HOA
$4/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
0

LOT 123 - The Carver two-story townhome offers a one-of-a-kind, contemporary design in a resort-style community unlike any other. Ideal for today's busy lifestyles--whether you're a first-time buyer, a growing family, or an individual homeowner--it features an open-concept layout where living and dining spaces blend seamlessly, perfect for entertaining or relaxing. The kitchen with breakfast bar overlooks this airy space, and the nearby powder and laundry rooms add everyday convenience. Upstairs, the owner's suite is set apart from two versatile bedrooms--ideal for a nursery, home office, wellness space, or welcoming back a college student. No other home matches this modern layout in such a vibrant setting. RIVERTOWN, a master-planned community along the St. Johns River, offers unmatched amenities focused on fitness, fun, and connection. Residents enjoy parks with scenic views, miles of nature trails, and year-round sunshine in beautiful northeast Florida.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE.
  • Confirm CDD bond payoff amount and annual assessment details.
  • Review HOA documents, CC&Rs, and any rental restrictions for townhome.
  • Inspect new construction warranty coverage and builder completion timeline.
  • Confirm property survey and lot boundaries prior to closing.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,385/mo
Property tax (1.1% eff., St. Johns Co.)$245/mo
Homeowners insurance (est.)$292/mo
HOA$4/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,093/mo

Loan $213,592 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MATTAMY REAL ESTATE SERVICES. Data via realMLS (Northeast Florida MLS), updated Sep 3, 2026, 2:39 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.