Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$355,000

1277 MCGIRTS CREEK Drive E, Jacksonville, FL 32221

Creekside Oaks

Price
$355,000
Beds / Baths
3 / 2
Living area
1,708 sqft
Year built
2002
Type
Residential
Lot
Garage
2
HOA
$27/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
0

Welcome to 1277 McGirts Creek Drive East, a beautifully maintained 3-bedroom, 2-bath home designed for comfortable living and effortless entertaining. The spacious kitchen offers abundant cabinetry and plenty of workspace, while the versatile bonus area is ideal for a home office, playroom, or second family room. Step outside to an impressive, custom-designed paver patio featuring an outdoor kitchen, fire pit, ambient lighting, electrical connections for a TV, and generous seating space--the perfect setting for relaxing and enjoying beautiful evening sunsets. Additional highlights include a 2021 roof, 2021 water heater, and 2018 HVAC system. Conveniently located near I-10, I-295, shopping, dining, and everyday conveniences. Schedule your private showing today!

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if AE/VE.
  • Confirm 2021 roof meets insurer requirements; obtain roofing permit/warranty documentation.
  • Request 2021 water heater and 2018 HVAC maintenance records and warranties.
  • Verify HOA $27/month covers what; request current financials and reserve study.
  • Confirm septic or municipal sewer service; if septic, request inspection records.
  • Ask for patio/outdoor kitchen permits and electrical work documentation.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,842/mo
Property tax (1.1% eff., Duval Co.)$325/mo
Homeowners insurance (est.)$292/mo
HOA$27/mo
All-in monthly (est.)$2,486/mo

Loan $284,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Sep 3, 2026, 2:36 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.