$499,000
94 HICKORY PINE Drive, St. Augustine, FL 32092
Summer Bay At Grand Oaks
- Price
- $499,000
- Beds / Baths
- 2 / 2
- Living area
- 1,859 sqft
- Year built
- 2023
- Type
- Residential
- Lot
- 0.14 ac
- Garage
- 2
- HOA
- $145/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 0
- Elementary
- Mill Creek Academy
- Middle
- Mill Creek Academy
- High school
- Tocoi Creek
WHY WAIT TO BUILD? This beautifully upgraded 2023 home is already customized and move-in ready! Welcome to 94 Hickory Pine Drive, a meticulously maintained home in Summer Bay, a gated 55+ community offering an active, low-maintenance lifestyle in St. Augustine. Originally purchased as a second residence and only rarely occupied, this home presents like new while offering more than $50,000 in thoughtful upgrades already completed. With 2 bedrooms, 2 bathrooms, a dedicated office/flex space, and 1,859 square feet of living space, this home blends functionality, comfort, and style. Custom lighting, plantation shutters, and elegant coffered ceilings create a polished atmosphere throughout. The versatile flex space has been transformed into a beautifully designed built-in home office, perfect for working remotely, hobbies, or simply enjoying a quiet retreat. The open-concept living area features a custom built-in electric fireplace, creating an inviting focal point for relaxing or entertaining. The kitchen is designed for both everyday living and entertaining, featuring granite countertops, a large island, gas range, and all appliances included. The customized pantry provides exceptional organization and includes a built-in wine refrigerator, adding another thoughtful touch to this already impressive home. The spacious primary suite offers a relaxing retreat with its own electric fireplace. The primary bathroom features extensive cabinetry, generous counter space, a large walk-in shower, and a spacious walk-in closet. Life at Summer Bay extends beyond your front door with resort-style amenities and opportunities to stay active and connect with neighbors. Residents enjoy a community swimming pool, relaxing hot tub, pickleball courts, and the security and convenience of gated active adult living. Whether you're searching for a full-time Florida residence or a seasonal lock-and-leave retreat, 94 Hickory Pine Drive offers the opportunity to enjoy newer construction without the wait or expense of completing upgrades yourself. Offered at $499,000, this is a rare opportunity to own a beautifully customized, lightly lived-in home in one of St. Augustine's desirable 55+ communities. Schedule your private showing today.
What to check on this one
- Verify exact flood zone (AE/VE) and obtain elevation certificate for St. Augustine location.
- Review CDD bond payoff amount and remaining assessment obligations.
- Confirm Summer Bay 55+ community restrictions, lease/ownership rules, and rental eligibility.
- Get roof certification and confirm no wind mitigation or 4-point inspection issues (2023 build).
- Review HOA covenants; clarify if $145/mo includes CDD or is separate.
- Verify all kitchen appliances and custom upgrades are included in sale; check warranty transfers.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $399,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of IHEART REALTY INC. Data via realMLS (Northeast Florida MLS), updated Sep 3, 2026, 3:55 PM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.