Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$425,000

940 THOROUGHBRED Drive, Orange Park, FL 32065

Silver Leaf

Price
$425,000
Beds / Baths
4 / 3
Living area
2,352 sqft
Year built
2005
Type
Residential
Lot
0.23 ac
Garage
2
HOA
$9/mo
CDD
Yes
Flood zone
Unknown
County
Clay
Days on market
0
Elementary
Oakleaf Village
Middle
Oakleaf Jr High
High school
Oakleaf High School

Beautifully maintained 4-bedroom, 3-bath home on a quiet cul-de-sac just steps from phase 1 Oakleaf Amenities Center! With over 2,350 square feet of living space, this home offers the perfect blend of comfort, functionality, and Florida living. Step inside and follow the wood-plank look tile flooring through the main living areas, past a versatile flex space with custom built-ins, into the formal dining room and expansive open-concept great room, breakfast room and kitchen. The updated fireplace surround beautifully complements the kitchen backsplash, creating a cohesive and stylish space. The kitchen is designed for both everyday living and entertaining, featuring 42-inch cabinets, abundant storage, and a large walk-in pantry. The thoughtfully designed split-bedroom floor plan offers privacy for everyone, including a spacious owner's suite complete with a large soaking tub, separate shower, double vanities, and two closets. The bedrooms feature newer LVP flooring, adding a fresh look. Outside, the covered lanai flows seamlessly to an extended pavered patio, creating an ideal setting for entertaining, relaxing, or enjoying beautiful Florida evenings. The backyard oozes tranquility with a charming fountain creating a peaceful retreat right in your own backyard. Most importantly, this home features a 2023 roof, new AC and a tankless water heater giving you the reliability you're looking for. Located in the highly desirable Oakleaf area, this home puts you just steps from incredible community amenities while tucked away on a peaceful cul-de-sac. Paired with Clay County Schools and ample shopping make this location a real WIN!

What to check on this one

  • Verify flood zone designation via FEMA map; request elevation certificate if AE/VE zone.
  • Get roof inspection report; 2005 roof may need replacement within 5 years.
  • Obtain CDD bond payoff amount and remaining assessment schedule.
  • Request 4-point inspection and wind-mitigation report for insurance quotes.
  • Confirm HOA/CDD rules permit no restrictions; verify $9/mo HOA + CDD fees breakdown.
  • Inspect plumbing system age; confirm no polybutylene lines.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,205/mo
Property tax (1.1% eff., Clay Co.)$390/mo
Homeowners insurance (est.)$292/mo
HOA$9/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,063/mo

Loan $340,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of SHOE REALTY INC. Data via realMLS (Northeast Florida MLS), updated Sep 3, 2026, 4:28 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.