Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$425,000

11658 MARSH ELDER Drive, Jacksonville, FL 32226

Marshwinds

Price
$425,000
Beds / Baths
3 / 2
Living area
1,872 sqft
Year built
2002
Type
Residential
Lot
0.25 ac
Garage
2
HOA
$35/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
0

Some homes are simply a place to live. Others become the backdrop to the moments you'll remember forever. Welcome to this move-in-ready waterfront home, where peaceful mornings overlooking the water, evenings around the fire pit, and weekends spent entertaining become part of everyday life. The fully fenced backyard offers added privacy, while the screened patio creates the perfect place to unwind and enjoy the tranquil waterfront setting. Thoughtfully maintained with peace of mind at the forefront, the home features Pella windows installed in 2024, a new primary shower and toilet (2026), new water heater (2026), updated sprinkler controls (2026), LeafFilter gutter protection system, an owned water softener, and an approximately $20,000 whole-home generator. Inside, 42-inch maple cabinetry, granite countertops, and a stove with built-in air fryer add functionality and convenience to everyday living. The meaningful updates are already done. The waterfront lifestyle is waiting. All that's left is to make it yours.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate for waterfront property
  • Confirm roof age; 2002 home may need inspection if approaching 20 years
  • Review HOA documents for waterfront-specific fees, assessments, or rental restrictions
  • Inspect seawall/bulkhead condition and confirm maintenance responsibility/costs
  • Verify generator specs, fuel type, maintenance records, and transfer of warranty
  • Request 4-point inspection given 24-year age; confirm current homeowners insurance carrier

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,205/mo
Property tax (1.1% eff., Duval Co.)$390/mo
Homeowners insurance (est.)$292/mo
HOA$35/mo
All-in monthly (est.)$2,922/mo

Loan $340,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of EXP REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Sep 3, 2026, 12:15 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.