$319,000
14 RIVERTOWN Road, Palm Coast, FL 32137
Sawmill Creek At Palm Coast
- Price
- $319,000
- Beds / Baths
- 3 / 2
- Living area
- 1,907 sqft
- Year built
- 2021
- Type
- Residential
- Lot
- 0.17 ac
- Garage
- 2
- HOA
- $36/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- Flagler
- Days on market
- 0
- Elementary
- Belle Terre
- Middle
- Indian Trails
- High school
- Matanzas
Welcome to Sawmill Creek ... a master-planned community of 259 homes just 11 miles from the beach. This charming brick residence by Adams Homes was completed in July 2021 and features an open-concept layout with 3 bedrooms, 2 baths, and 2-car garage on a 50' x 145' lot (plenty of room to add a pool or extended outdoor living space). Key elements in the kitchen include stainless steel appliances, white cabinets and a sizable eat-in counter facing the family room. Views from the main living area and primary bedroom overlook the water, while the screened lanai provides a protected outdoor space for quiet mornings, spectacular sunsets and entertaining. The home is equipped with an alarm system, irrigation system, front and rear gutters, as well as ''piece of mind'' hurricane shutters. Community Amenities include a pavilion for neighborhood gatherings; a generous-sized pool for water aerobics, laps and family fun; plus, an extensive walking path along US-1. The location provides easy access to I-95; and Palm Coast Parkway (6.5 miles to the south) offers a comprehensive selection of shopping and services. Outdoor enthusiasts will enjoy an abundance of fishing, boating and golfing opportunities throughout the area. Discover why the best part of NE Florida is calling it HOME! Flood Zone X. Buyers to verify square footage. Lease Restrictions: Not less than 6 months. Not more than 3 times a year. No vacation rentals. Lease Permits required through HOA.
What to check on this one
- Verify flood zone designation & elevation certificate requirement for waterfront lot
- Confirm CDD bond payoff amount & remaining assessment years
- Review HOA covenants for short-term rental restrictions or pool addition rules
- Inspect roof condition & get insurer quote (new construction, but verify coverage)
- Obtain CDD/HOA financial statements & reserve fund status
- Confirm water view easements & any deed restrictions on lot
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $255,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of COLDWELL BANKER PREMIER PROPERTIES. Data via realMLS (Northeast Florida MLS), updated Sep 3, 2026, 2:41 PM.
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