Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,199,000

3126 NAUTILUS Road, Middleburg, FL 32068

Doctors Landing

Price
$1,199,000
Beds / Baths
4 / 3
Living area
2,407 sqft
Year built
1996
Type
Residential
Lot
0.66 ac
Garage
3
HOA
$24/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
0
Elementary
Swimming Pen Creek
Middle
Lakeside
High school
Fleming Island

$498/sqft asking, vs a $181/sqft median across 1,361 closed sales in 32068 over the last 12 months — 175% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to the waterfront lifestyle on Doctors Lake, where views, boating, fishing and unforgettable sunsets are right outside your back door. From the moment you enter this beautifully maintained, one-owner home, the sparkling pool and lake are in view. Situated on approx. 100 ft. of waterfront, spend your days on Doctors Lake, cruise over to Whitey's Fish Camp then head over to the St. Johns River and even to the ocean if your patient. Ask for Feature sheet for full list of updates including European white oak flooring throughout, remodeled bathrooms, extensive moulding, plantation shutters and a modern central kitchen. The home's thoughtful design and upkeep has been an exceptional priority for the original owner. Outdoor living is a highlight. A newer saltwater pool and hot tub, an expansive backyard, mature oaks with Spanish moss, your own dock and covered 10,000 lb. boat lift. This home was made for enjoying the Florida lifestyle. Make an appointment to secure this opportunity.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate for Doctors Lake waterfront property.
  • Confirm roof age and get 4-point inspection—home is 28 years old, insurer requirement threshold.
  • Review dock, boat lift, and seawall condition; check for permit history and Army Corps compliance.
  • Inspect saltwater pool/hot tub systems, equipment age, and maintenance records.
  • Obtain septic system inspection and pumping history if not on municipal sewer.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$6,221/mo
Property tax (1.1% eff., Clay Co.)$1,099/mo
Homeowners insurance (est.)$699/mo
HOA$24/mo
All-in monthly (est.)$8,043/mo

Loan $959,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COLDWELL BANKER VANGUARD REALTY. Data via realMLS (Northeast Florida MLS), updated Sep 4, 2026, 7:16 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.