Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$399,900

75685 SPOONBILL Lane, Yulee, FL 32097

Tributary

Price
$399,900
Beds / Baths
4 / 2
Living area
1,811 sqft
Year built
2022
Type
Residential
Lot
0.14 ac
Garage
2
HOA
$13/mo
CDD
Yes
Flood zone
Unknown
County
Nassau
Days on market
0

$221/sqft asking, vs a $187/sqft median across 871 closed sales in 32097 over the last 12 months — 18% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome home to Richmond American's sought-after Larmier floor plan in the vibrant Tributary community! This stunning 4-bedroom, 2-bath design pairs style with exceptional function, featuring a spacious open-concept living area and a fabulous kitchen packed with stainless steel appliances, a massive walk-in pantry, and sleek finishes. The pristine primary suite offers a luxurious retreat complete with a huge walk-in closet. Need a dedicated workspace? One bedroom comes equipped with custom built-ins, perfect for a high-end home office. Enjoy the added convenience of an included washer and dryer, plus a 2-car garage featuring an extended storage alcove. Step outside to your outdoor sanctuary, highlighted by a screened paver lanai that flows effortlessly onto an expansive open-air paver patio with fire pit--ideal for evening entertaining or quiet relaxation. Modern comfort meets unbeatable neighborhood amenities!

What to check on this one

  • Verify CDD bond payoff amount and remaining assessment schedule.
  • Confirm flood zone designation and obtain elevation certificate if needed.
  • Review HOA documents and Tributary community amenities/rules.
  • Inspect roof warranty documentation—confirm coverage terms through builder.
  • Verify builder warranty details and transferability to next owner.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,075/mo
Property tax (1.1% eff., Nassau Co.)$367/mo
Homeowners insurance (est.)$292/mo
HOA$13/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,914/mo

Loan $319,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Sep 3, 2026, 3:49 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.