$249,900
2197 WINDWARD CAY Lane, Middleburg, FL 32068
Long Bay
- Price
- $249,900
- Beds / Baths
- 3 / 3
- Living area
- 1,752 sqft
- Year built
- 2025
- Type
- Townhouse
- Lot
- 0.07 ac
- Garage
- 1
- HOA
- $185/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 0
- Elementary
- Middleburg
- Middle
- Wilkinson
- High school
- Middleburg
$143/sqft asking, vs a $170/sqft median across 137 closed sales in 32068 over the last 12 months — 16% below the area's closed prices. Condition and lot vary; that's what a showing is for.
This 3-bedroom, 2.5-bathroom end-unit townhome offers added privacy and natural light along with an attached 1-car garage. The main level features a seamless open floor plan with an updated kitchen equipped with sleek stainless steel appliances. For added comfort, soft carpet lines the stairs and second floor, where you'll find a convenient Jack and Jill secondary bath serving the extra bedrooms. Outside, a small screened patio provides a cozy, bug-free spot to relax and enjoy the fresh air. Combining modern upgrades, smart spatial layout, and low-maintenance living, this end-unit residence delivers fantastic style and functionality.
What to check on this one
- Confirm HOA $185/mo covers what—insurance, maintenance, reserves, amenities.
- Verify builder warranty coverage details and transfer to you as new owner.
- Request flood zone official determination; obtain elevation certificate if needed.
- Review HOA docs for rental restrictions if you plan to lease.
- Inspect garage door opener, screened patio frame condition, and weathersealing.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $199,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of ENTERA REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Sep 3, 2026, 1:45 AM.
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