Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$360,000

4538 MAYFLOWER Street, Middleburg, FL 32068

Section Land

Price
$360,000
Beds / Baths
3 / 2
Living area
1,512 sqft
Year built
2026
Type
Residential
Lot
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
0

$238/sqft asking, vs a $181/sqft median across 1,361 closed sales in 32068 over the last 12 months — 32% above the area's closed prices. Condition and lot vary; that's what a showing is for.

New construction! Welcome to your dream home! This stunning 3-bedroom, 2-bathroom residence offers the perfect blend of modern design and country living. Situated on a spacious 1+ acre lot on a peaceful, quiet road, you'll enjoy privacy, space, and freedom - with no HOA restrictions. Plenty of room for your RV's, Boats, and other toys! Step inside to discover a thoughtful floor plan, ideal for both comfort and functionality. The open-concept layout features high-quality finishes, abundant natural light, and generous living areas perfect for entertaining or relaxing.

What to check on this one

  • Confirm final flood zone designation and elevation certificate requirement before closing.
  • Verify builder warranty coverage details and transferability to future owners.
  • Request plot plan showing lot lines, setbacks, and any easements or restrictions.
  • Confirm utility connections: municipal water/sewer vs. well/septic availability in area.
  • Review final inspection punch list and builder's completion timeline.
  • Verify property survey completed and any deed restrictions or covenants in title.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,868/mo
Property tax (1.1% eff., Clay Co.)$330/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,490/mo

Loan $288,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MAGNOLIA & OAK REAL ESTATE COMPANY LLC. Data via realMLS (Northeast Florida MLS), updated Sep 3, 2026, 1:30 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.