Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$799,000

570 SADDLESTONE Drive, St. Johns, FL 32259

Durbin Crossing

Price
$799,000
Beds / Baths
5 / 3
Living area
2,840 sqft
Year built
2008
Type
Residential
Lot
0.31 ac
Garage
3
HOA
$6/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
0
Elementary
Durbin Creek
Middle
Fruit Cove
High school
Creekside

This meticulously maintained 5-bedroom, 3-bathroom pool home with an office and 3-car garage in North Durbin Crossing is ready for you. Built by Toll Brothers, it features premium upgrades including soaring ceilings, arched doorways, bay windows, a decorative gas fireplace, and hardwood floors on the main level. Double doors open to the downstairs primary suite, showcasing an elegant tray ceiling and beautiful backyard views. Across the main floor, a second bedroom offers peaceful backyard views and access to a full bathroom. The heart of the home is the kitchen, equipped with custom cabinetry, granite countertops, double ovens, and a new refrigerator. Enjoy seamless indoor-outdoor living with a massive, screened-in pool area perfect for entertaining. Beyond the screen, a large backyard opens to private preserve views. Upstairs, find new vinyl flooring throughout the remaining three bedrooms. Updates include- Pool Heater (2025) Salt Cell & Filter (2024) New Roof (2024) and AC (2020).

What to check on this one

  • Verify new roof (2024) has transferable manufacturer warranty and proper permits filed.
  • Confirm flood zone designation and obtain elevation certificate if in AE/VE.
  • Get CDD bond payoff amount and verify annual assessment fees beyond $6/mo HOA.
  • Request pool heater (2025), salt cell (2024), and AC (2020) service records and warranties.
  • Verify AC unit age/condition—if original 2008 unit, confirm 2020 replacement details.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,146/mo
Property tax (1.1% eff., St. Johns Co.)$732/mo
Homeowners insurance (est.)$466/mo
HOA$6/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$5,517/mo

Loan $639,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY. Data via realMLS (Northeast Florida MLS), updated Sep 2, 2026, 10:27 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.