Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$649,999

420 TWIN OAKS Lane, St. Johns, FL 32259

Parkes Of Julington

Price
$649,999
Beds / Baths
4 / 3
Living area
2,094 sqft
Year built
1999
Type
Residential
Lot
0.23 ac
Garage
2
HOA
$40/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
4
Elementary
Julington Creek
Middle
Fruit Cove
High school
Creekside

$310/sqft asking, vs a $222/sqft median across 2,269 closed sales in 32259 over the last 12 months — 40% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Virtually staged - stunning fully remodeled 4 BR/3 BA JCP pool home featuring designer kitchen, quartz counter, high-gloss porcelain tile throughout, spa-like primary bath, 2021 roof, screened pool, 2-car garage, resort style JCP amenities. Move in ready!

What to check on this one

  • Verify 2021 roof age with permit & installer documentation for insurance eligibility.
  • Confirm exact flood zone designation & obtain elevation certificate if AE/VE.
  • Request CDD bond payoff amount & verify no special assessments pending.
  • Pull HOA governing docs, CC&Rs, pool maintenance rules & rental restrictions.
  • Inspect plumbing for polybutylene; review HVAC age & service history.
  • Verify virtually staged photos against in-person condition before final offer.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,373/mo
Property tax (1.1% eff., St. Johns Co.)$596/mo
Homeowners insurance (est.)$379/mo
HOA$40/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$4,555/mo

Loan $519,999 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of DHOCHIN REALTY SERVICES LLC. Data via realMLS (Northeast Florida MLS), updated Sep 2, 2026, 8:01 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.