$419,000
687 SANDSTONE Drive, St. Augustine, FL 32086
Treaty Oaks
- Price
- $419,000
- Beds / Baths
- 4 / 2
- Living area
- 1,816 sqft
- Year built
- 2019
- Type
- Residential
- Lot
- 0.23 ac
- Garage
- 2
- HOA
- $64/mo
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 0
- Elementary
- Otis A. Mason
- Middle
- Gamble Rogers
- High school
- Pedro Menendez
Pond views, beautiful upgrades & an assumable 2.75% FHA mortgage! Welcome to this charming 4-bedroom, 2-bath single-story home in highly desirable Treaty Oaks in historic St. Augustine. The open-concept layout features wood-look porcelain tile throughout the main living areas and a spacious kitchen with quartz countertops, a large center island and seamless flow into the dining and living areas. Both bathrooms also feature quartz countertops. Enjoy a fully fenced waterfront backyard with a pavered walkway to a custom fire pit overlooking the pond, plus plenty of room for a pool! Qualified buyers may assume the existing FHA mortgage with approx. $339,000 remaining at 2.75% and approx. 25 years remaining. Walk to the resort-style pool, fitness center & clubhouse, with Treaty Park nearby offering pickleball, basketball & a skate park. NO CDD fees & reasonable HOA fees! More photos coming soon.
What to check on this one
- Confirm flood zone designation and elevation certificate requirement for St. Johns County
- Verify HOA $64/mo covers what; request Treaty Oaks CC&Rs and rental restrictions
- Get roof age/warranty documentation; home is 7 years old, confirm 2019 install date
- Review assumable FHA mortgage terms with lender—verify buyer qualification and transfer process
- Request 4-point inspection if lender requires; standard for older FHA assumptions in Florida
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $335,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of ERA ONETEAM REALTY. Data via realMLS (Northeast Florida MLS), updated Sep 2, 2026, 8:00 PM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.