Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$235,000

106 RED HOUSE Circle, St. Augustine, FL 32084

Whispering Creek

Price
$235,000
Beds / Baths
2 / 3
Living area
1,109 sqft
Year built
2022
Type
Townhouse
Lot
0.02 ac
Garage
0
HOA
$94/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
0
Elementary
Crookshank
Middle
Sebastian
High school
St. Augustine

Welcome to easy, low-maintenance living in beautiful St. Augustine! Built in 2022 and offering a like-new feel, this interior unit townhome is located near historic downtown St. Augustine, shopping, dining, and everything that makes Florida's coastal lifestyle so desirable. The floor plan features two true primary suites, each complete with its own en-suite bath and walk-in closet--perfect for roommates, guests, or multigenerational living. All appliances plus water softener stay, freshly cleaned carpets, and a well-maintained interior make this home truly move-in ready. Whether you're searching for a primary home, a second home, or an investment opportunity, this unit offers a great location and low-maintenance living. Don't miss it, schedule a tour today!

What to check on this one

  • Confirm actual flood zone designation and whether elevation certificate is required.
  • Verify HOA rules on rentals, short-term leases, and investor occupancy restrictions.
  • Review HOA budget, reserve fund status, and any pending assessments or special fees.
  • Confirm all appliances and water softener are included in sale; get serial numbers.
  • Request HOA documents: CC&Rs, bylaws, meeting minutes from past 12 months.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,219/mo
Property tax (1.1% eff., St. Johns Co.)$215/mo
Homeowners insurance (est.)$292/mo
HOA$94/mo
All-in monthly (est.)$1,820/mo

Loan $188,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS ST JOHNS. Data via realMLS (Northeast Florida MLS), updated Sep 2, 2026, 8:00 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.