$99,900
2578 SPIREA Street, Jacksonville, FL 32209
Magnolia Gardens
- Price
- $99,900
- Beds / Baths
- 2 / 2
- Living area
- 1,833 sqft
- Year built
- 1954
- Type
- Residential
- Lot
- 0.25 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 1
Excellent opportunity for the savvy buyer on this solid concrete block Magnolia Gardens home. Add some updates and have instant equity. home has an additional kit and bath off bedroom 3 possible in law suite. This property is eligible under the First Look Initiative which expires after 30 full days on market. No investor offers until first look period expires. No offers regardless of buyer type will not be negotiated within the first 7 days of listing. Some excellent financing programs are available to purchase and renovate this home a variety of lenders can be suggested if desired. A prequalification or Proof of funds is required with any offer. A RENO loan will be needed. All Buyers MUST view the home prior to making an offer. NO BLIND OFFERS Pls. All Owner occupant buyers must execute an owner occ affidavit Seller financed offers although appreciatted are not acceptable. Agents pls see private remarks regarding offer instructions.
What to check on this one
- Verify actual flood zone via FEMA map; request elevation certificate if in AE/VE
- Inspect roof condition and age; confirm insurance eligibility given 1954 build
- Order 4-point inspection (roof, HVAC, plumbing, electrical); check for polybutylene pipes
- Confirm septic system presence and service history; well water testing if applicable
- Get pre-approval with renovation/RENO loan lender before showing
- Verify in-law suite legal status and permitted kitchen/bath scope locally
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $79,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of RE/MAX SPECIALISTS. Data via realMLS (Northeast Florida MLS), updated Sep 2, 2026, 7:44 PM.
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