$610,000
86135 HAMPTON BAYS Drive, Fernandina Beach, FL 32034
North Hampton
- Price
- $610,000
- Beds / Baths
- 4 / 2
- Living area
- 2,420 sqft
- Year built
- 2002
- Type
- Residential
- Lot
- 0.39 ac
- Garage
- 2
- HOA
- $219/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 0
- Elementary
- Yulee
- Middle
- Yulee
- High school
- Yulee
$252/sqft asking, vs a $255/sqft median across 1,090 closed sales in 32034 over the last 12 months — 1% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome to 86135 Hampton Bays Dr, located in the desirable North Hampton community of Fernandina Beach. This spacious 4-bedroom, 2-bath home offers approximately 2,420 sq ft of living space and sits on a generous 0.39-acre lot backing to a peaceful preservation area. The open floor plan provides a comfortable layout for everyday living and entertaining, with abundant natural light and thoughtful updates throughout. The kitchen features 42-inch cabinetry, granite countertops, tile backsplash, stainless steel appliances, skylights, and pendant lighting. Tile flooring extends through the main living areas, while hardwood flooring adds warmth to the bedrooms and study. The living area includes a cozy fireplace and offers easy access to the screened rear lanai. The spacious primary suite features direct access to the lanai, a large walk-in closet with built-ins, and a private bath. Three additional bedrooms provide flexibility for guests, office space, or additional living needs.
What to check on this one
- Verify roof age and get 4-point inspection quote—home is 22 years old.
- Confirm HOA $219/mo covers what; request North Hampton covenants and rules.
- Check flood zone designation and obtain elevation certificate if in AE/VE.
- Inspect plumbing type (polybutylene red flags for 2002 build year).
- Review HVAC age and service history; quote replacement if near end-of-life.
- Confirm fireplace and lanai building permits are on file with Nassau County.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $488,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of DIAMOND REALTY GROUP OF AMELIA ISLAND. Data via realMLS (Northeast Florida MLS), updated Sep 2, 2026, 7:22 PM.
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