Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$496,990

94 STIFFS MILL Lane, St. Augustine, FL 32092

Silver Meadows

Price
$496,990
Beds / Baths
4 / 4
Living area
2,028 sqft
Year built
2026
Type
Residential
Lot
0.18 ac
Garage
2
HOA
$154/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
0

Under Construction: Ready October 2026! Introducing the Trevi floor plan by Lennar Homes, offering 4 bedrooms, 3 bathrooms, and a 2 car garage. This well appointed home features a gourmet kitchen with white cabinets, white quartz countertops, and 42'' upper cabinets, along with Frigidaire stainless steel appliances including a gas range, dishwasher, microwave, and refrigerator. Ceramic wood-look tile is installed in wet areas and extended into the family room, dining area, and hallways. Additional highlights include quartz vanities, a water heater, window blinds throughout, a screened lanai, and a full sprinkler system. Enjoy added peace of mind with a one-year builder warranty, a dedicated customer service program, and 24-hour emergency service. (Conditions may apply)

What to check on this one

  • Confirm final flood zone designation and obtain elevation certificate before closing.
  • Verify HOA $154/mo covers what; request CC&Rs, bylaws, and reserve study.
  • Review Lennar one-year warranty terms and builder customer service coverage details.
  • Confirm waterfront means canal/pond/river; check if seawall/maintenance is HOA or owner responsibility.
  • Get final walkthrough 48 hours before closing to verify all finishes match contract.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,579/mo
Property tax (1.1% eff., St. Johns Co.)$456/mo
Homeowners insurance (est.)$292/mo
HOA$154/mo
All-in monthly (est.)$3,481/mo

Loan $397,592 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LENNAR REALTY INC. Data via realMLS (Northeast Florida MLS), updated Sep 2, 2026, 6:48 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.