Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$225,000

8109 SUMMER PALM Court, Jacksonville, FL 32256

Summerfield

Price
$225,000
Beds / Baths
2 / 3
Living area
1,248 sqft
Year built
2007
Type
Townhouse
Lot
0.03 ac
Garage
0
HOA
$240/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
0

Move-in ready 2 bedroom 2.5 bath townhome in the desirable gated community of Summerfield. The main level offers an open living area with wood look flooring, a kitchen with stainless steel appliances, a half bath, and back porch. Upstairs features two spacious suites, each with a private bathroom and walk in closets, along with convenient upstairs laundry. Centrally located in the heart of Jacksonville, this beautifully maintained townhome is just minutes from St. Johns Town Center, Top Golf, IKEA, The Block Jax, or the Palms at Gate PKWY providing convenient access via I-295 & JTB/202 to UNF, Ascension St. Vincent's, Mayo Clinic downtown or the beaches. This home is ideally located just a short walk from the neighborhood amenities, including the pool, fitness center, and car wash station. The home also features a designated parking space plus ample guest parking for visitors.

What to check on this one

  • Verify roof age and condition; 19-year-old roof may need inspection soon.
  • Obtain HOA documents: CC&Rs, budget, reserve fund status, any pending assessments.
  • Confirm flood zone designation and get elevation certificate if in AE/VE.
  • Request 4-point inspection (roof, plumbing, electrical, HVAC) for homeowner's insurance.
  • Review HOA rental restrictions if you plan to lease or Airbnb.
  • Inspect plumbing type (copper vs. older materials); check for any polybutylene lines.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,167/mo
Property tax (1.1% eff., Duval Co.)$206/mo
Homeowners insurance (est.)$292/mo
HOA$240/mo
All-in monthly (est.)$1,905/mo

Loan $180,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COLDWELL BANKER VANGUARD REALTY. Data via realMLS (Northeast Florida MLS), updated Sep 2, 2026, 6:44 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.